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Easy Home Loans with Nadia

Less stress, better options and friendly advice tailored for you

Welcome to Nadia’s Loans!

Nadia Kostadinova is an experienced Sydney-based mortgage broker whose goal is to provide easy home loans for all our clients.

Buying property is a major commitment, both financially and emotionally. The process is stressful, with so many things to think about – finding the right property, negotiating price and contract terms, arranging finance.

The right choice of home loan can save you tens of thousands of dollars. How you complete the application could make the difference between being approved or missing out on the home of your dreams.

That’s where we help. Our job is to get you the best home loan possible. Stress-free.

What our clients say

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"I am so pleased that I used Nadia’s loans to assist me. Nadia was referred to me by a friend and I was pleasantly surprised by her honestly, kindness and professionalism. Nadia helped me refinance my mortgage. I am definitely no financial guru so having Nadia’s knowledge and honestly really helped. I’m so pleased with the outcome and have already recommended her to my friends."

Annalise HallRefinance
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"Navigating the mortgage process seemed like a daunting task, but with Nadia, it felt like a breeze. From the moment we began working with her, her genuine warmth and friendliness shone through. Nadia was always available to address our questions, no matter the time or day. I was particularly touched by her dedication, answering our concerns even during her holidays and outside of regular working hours.

Her attentiveness wasn’t just limited to timely responses, but also in the depth and clarity of her explanations. She took what could be a confusing process and made it easy to comprehend. Throughout our journey, Nadia was more than a mortgage broker; she felt like a trusted friend guiding us every step of the way.

I am truly grateful for the opportunity to work with Nadia. For anyone considering mortgage services, I wholeheartedly recommend her. She’s not just good at what she does—she’s the best!"

Tomos Owen BramwellFirst Home Buyer
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"Nadia helped us buy our very first home. Nadia was very professional and made us feel very calm during the process of obtaining our loan. We were always put at ease and nothing was too much trouble. Thank you for everything!"

Sarah PurvesFirst Home Buyer

Why use a mortgage broker to get your home loan?

 

Research from the MFAA (Mortgage & Finance Association of Australia) shows that nearly 70% of residential home loans are arranged by mortgage brokers.

That’s because mortgage brokers save you time, effort and money

  • We work with lenders every day and we know what loans are available.
    You save hours or days of work researching the market.
  • We have access to loans from multiple lenders, not just one institution.
    You have a wider choice of options than you’d get from your bank.
  • Brokers are required to consider your best interests, and must meet higher standards of compliance than banks and financial institutions.
    You can be sure we are working in your best interests.
  • There’s no cost to you. Instead, We are paid by the lender when your loan is activated.
    Why do it the hard way when you can get expert advice for free?

Why choose us as your mortgage broker?

 

  • With over 20 years in the banking and finance industry, we know how lenders work and think. we know what’s possible and how to prepare and present your application.
  • We put in the time and work needed to get you the best loan, whether you’re borrowing a few hundred thousand dollars or a few million.
  • We are available when you need us. We don’t work standard office hours. If you’re only free evenings and weekends, we will find the time. And when something’s urgent, we will work the hours to meet the deadline.
  • We are proactive and creative. We think outside the box. We want easy home loans for all our clients, but sometimes lenders need a bit of persuasion. We can negotiate outside standard terms and we know how to prove a deal makes financial sense.
  • We support you through the entire process. The time between exchange of contracts and settlement is often hectic. We keep in contact with your lender and your lawyer or conveyancer to keep things on track and ensure funds are available on time.

EASY way to get a Home Loan

Discover the Simplicity of Securing Your Ideal Home Loan

Gathering ESSENTIAL information is our first step.

To tailor the perfect home loan for you, we begin by comprehending your unique financial situation.

In our initial consultation, we’ll discuss your financial standing (including assets, income and expenses), alongside your objectives and timeline. Armed with this information, we start crafting your loan strategy.

ASSESS and tailor loan options for your needs.

We meticulously evaluate loan offerings from 35+ lenders aligning them with your requirements to shortlist the top three to five choices.

While interest rates are crucial, we also consider features like offset accounts or redraw facilities, and other specifics such as termination fees.

SELECT the best Home Loan that’s a Perfect Match for you.

We’ll walk you through the hand-picked options with you.

Our goal is to ensure you fully understand each of the loan details. We’ll clarify any jargon or conditions and list the advantages and disadvantages, enabling you to make an informed comparison.

Ultimately,  the final choice is yours.

YOU remain our priority from beginning to end.

Your preferences, your inquiries, your decision takes centre stage.

Our job is to streamline the process. Making it effortless to select and apply for a loan. We lease with your chosen lender to ensure everything is set for the exchange, and that your loan is ready for the settlement date.

Are you ready to get started with our EASY home loans service?

Book a 30 minute call with Nadia

Giving back to the community

 

Nadia’s Loans is a proud supporter of Mary’s House Services, donating funds for every loan we settle.

Mary’s House is a community-funded refuge on the lower north shore of Sydney and symbolic of the community’s commitment to say no to domestic violence.

Mary’s House services include:

  • crisis accommodation for mothers and children aiming to nurture safety and belonging
  • professional services to help women move forward with their lives
  • relocation services

By choosing us to assist you with your home loan, you help women and their children to settle into positive new lives.