Considering your next home? Need a new home loan?

Financing your next home

Upsizing, downsizing or changing location, get the best loan for your next home

Even if your home was perfect for you when you moved in, all too soon you find it’s time to look for your next home.

You may be getting married; having kids; moving for work–or you might just want a different house. Later in life, you may be downsizing. Whatever your reasons for moving to your next home, it’s a great time to revisit your finances and check you’ve got the best loan possible.

With all the stress of buying and selling, it’s a great idea to get the financials clear as early as possible in the process.

What our clients say

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"I am so pleased that I used Nadia’s loans to assist me. Nadia was referred to me by a friend and I was pleasantly surprised by her honestly, kindness and professionalism. Nadia helped me refinance my mortgage. I am definitely no financial guru so having Nadia’s knowledge and honestly really helped. I’m so pleased with the outcome and have already recommended her to my friends."
Annalise HallRefinance

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"Navigating the mortgage process seemed like a daunting task, but with Nadia, it felt like a breeze. From the moment we began working with her, her genuine warmth and friendliness shone through. Nadia was always available to address our questions, no matter the time or day. I was particularly touched by her dedication, answering our concerns even during her holidays and outside of regular working hours.

Her attentiveness wasn’t just limited to timely responses, but also in the depth and clarity of her explanations. She took what could be a confusing process and made it easy to comprehend. Throughout our journey, Nadia was more than a mortgage broker; she felt like a trusted friend guiding us every step of the way.

I am truly grateful for the opportunity to work with Nadia. For anyone considering mortgage services, I wholeheartedly recommend her. She’s not just good at what she does—she’s the best!"
Tomos Owen BramwellFirst Home Buyer

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"Nadia helped us buy our very first home. Nadia was very professional and made us feel very calm during the process of obtaining our loan. We were always put at ease and nothing was too much trouble. Thank you for everything!"
Sarah PurvesFirst Home Buyer

Working out what you afford

When you’re moving, it’s a high priority to work out what you can afford. In addition to estimating what your current home will sell for, you need to factor in moving costs, stamp duty and even potential rate rises.

Your equity in your current home matters as much as the selling price. You could have a sizeable deposit, opening up more options and better rates for your next mortgage.

It’s not all about how much you can borrow. We also look at what repayments you can afford without compromising your lifestyle.

Get advice from an expert

As mortgage brokers we assist people moving to a new home every day of the week. With a wide panel of lenders and options, we know what’s possible and can find you the most suitable loan–whether you’re looking for flexibility, low rates or a balance of the two.

Moving house is always a stressful time–take some of the pressure off by sorting out the loan for your next home as soon as possible.

More options, no additional cost

We work with a panel of over 35 different financial institutions, so you can be sure you won’t miss out on the best home loans for you. We do all the hard work of picking out the best options, saving you hours of research time.

Even better, there’s no charge to you for our advice on loans, or for our assistance with the application process. we are paid by the lender, but we are working in your best interests and we are transparent about our commissions.

What if my current home doesn’t sell quickly?

If you’re using equity in your existing home to purchase your next home, timing can become an issue. A delay in selling or settling on your current home could mean you need additional funds from a bridging loan.

Unlike a traditional mortgage, a bridging loan is short term, usually a year or less. Ideally you want to have a confirmed buyer when you apply for the loan, since you’ll get better rates. We can assist with this as well as your next mortgage.