Get the best investment property loan for your strategy

Need an Investment Property Loan?

Getting the right loan can help you get ahead

Are you looking to build wealth through property?

The process of applying for an investment property loan is similar to that for buying a home, but your focus is more on the financial aspects of the purchase. You may have worked through costs and expected rental income with an accountant or advisor in advance. If not, this will be part of the application process.

Whether you’re buying your first investment property or expanding your portfolio, our objective remains the same–finding the absolute best loan available.

What our clients say

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"I am so pleased that I used Nadia’s loans to assist me. Nadia was referred to me by a friend and I was pleasantly surprised by her honestly, kindness and professionalism. Nadia helped me refinance my mortgage. I am definitely no financial guru so having Nadia’s knowledge and honestly really helped. I’m so pleased with the outcome and have already recommended her to my friends."
Annalise HallRefinance

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"Navigating the mortgage process seemed like a daunting task, but with Nadia, it felt like a breeze. From the moment we began working with her, her genuine warmth and friendliness shone through. Nadia was always available to address our questions, no matter the time or day. I was particularly touched by her dedication, answering our concerns even during her holidays and outside of regular working hours.

Her attentiveness wasn’t just limited to timely responses, but also in the depth and clarity of her explanations. She took what could be a confusing process and made it easy to comprehend. Throughout our journey, Nadia was more than a mortgage broker; she felt like a trusted friend guiding us every step of the way.

I am truly grateful for the opportunity to work with Nadia. For anyone considering mortgage services, I wholeheartedly recommend her. She’s not just good at what she does—she’s the best!"
Tomos Owen BramwellFirst Home Buyer

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"Nadia helped us buy our very first home. Nadia was very professional and made us feel very calm during the process of obtaining our loan. We were always put at ease and nothing was too much trouble. Thank you for everything!"
Sarah PurvesFirst Home Buyer

Selecting and applying for your investment property loan

As with any residential loan, we want to get the right deal for you.

Lenders will need information about current or projected rental income, as well as other property expenses and your living expenses.

If you have a property portfolio, one option is to spread the loans across different providers so that an issue with one property doesn’t affect your entire portfolio. Alternatively, some lenders offer special rates for multiple property owners. Our recommendations will depend on your individual circumstances.

Choosing a loan which matches your investment strategy

You may be investing for capital growth, to renovate and resell, or to generate an income. You may have different goals for each property in your portfolio.

Understanding your objectives means we can select the most appropriate loan options. That could include fixed rates for certainty, an interest-only option or other specific features like offset accounts to reduce interest. We are here to help you get the best fit loan for your circumstances.

More options, no additional cost

We work with a panel of over 35 different financial institutions, so you can be sure you won’t miss out on the best home loans for you. We do all the hard work of picking out the best options, saving you hours of research time.

Even better, there’s no charge to you for our advice on loans, or for our assistance with the application process. We are paid by the lender, but we are working in your best interests and we are transparent about our commissions.

Property loans when buying off the plan

For off-the-plan properties, you won’t need the whole loan amount at the start. Instead you pay the deposit initially, then activate the rest of the loan when the property is completed and you take possession.

In a booming market, your property at completion may be valued at more than the figure in the contract. Some lenders will let you borrow up to 80% of that new valuation, which can mean you have additional funds available.

Another alternative is to buy your investment property through your SMSF, family trust or other discretionary trust.