Home loans for first home buyers. No charge, lots of advice!

Home loans for first home buyers

Advice and support through the whole process of buying your first home

Buying your first home is exciting – and a little bit scary too! We are here to help you every step of the way.

Before we even look at home loans for first time buyers, we spend time with you discussing your goals, your budget and all the costs associated with buying a property. The best loan for you depends on your individual circumstances, so we need this information to narrow down the options. We also look at your expenses and how to present them to lenders.

Once we have all your information, we review three to five of the best home loan options for you, together. You ask questions, explore scenarios, and choose the loan you want. Then we manage the application process for you.

What our clients say

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"I am so pleased that I used Nadia’s loans to assist me. Nadia was referred to me by a friend and I was pleasantly surprised by her honestly, kindness and professionalism. Nadia helped me refinance my mortgage. I am definitely no financial guru so having Nadia’s knowledge and honestly really helped. I’m so pleased with the outcome and have already recommended her to my friends."
Annalise HallRefinance

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"Navigating the mortgage process seemed like a daunting task, but with Nadia, it felt like a breeze. From the moment we began working with her, her genuine warmth and friendliness shone through. Nadia was always available to address our questions, no matter the time or day. I was particularly touched by her dedication, answering our concerns even during her holidays and outside of regular working hours.

Her attentiveness wasn’t just limited to timely responses, but also in the depth and clarity of her explanations. She took what could be a confusing process and made it easy to comprehend. Throughout our journey, Nadia was more than a mortgage broker; she felt like a trusted friend guiding us every step of the way.

I am truly grateful for the opportunity to work with Nadia. For anyone considering mortgage services, I wholeheartedly recommend her. She’s not just good at what she does—she’s the best!"
Tomos Owen BramwellFirst Home Buyer

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"Nadia helped us buy our very first home. Nadia was very professional and made us feel very calm during the process of obtaining our loan. We were always put at ease and nothing was too much trouble. Thank you for everything!"
Sarah PurvesFirst Home Buyer

Expert advice to help you get the best loan for you

Home loans, for first home buyers especially, can be complicated. It’s not as simple as just choosing the lowest rate. You should also consider:

Fixed or variable rate? (Or a split loan)
Loan term and repayment schedule
Offset accounts and redraw facilities
Flexibility and penalties if your circumstances change.

How do you choose between them all?

As mortgage specialists, we have up-to-date market information at our fingertips. We help you find the best options for you, based on your current position, your goals and your priorities.

What about government support for first home buyers?

Both Federal and State Governments have grants and schemes to support first home buyers. Incentives such as smaller deposit requirements and stamp duty exemptions can give you much more buying power.

We will include all the assistance available in our financial calculations, so you have a clear idea of what you can afford. So you can spend time finding the right property, confident that you have the finance to secure it.

More options, no additional cost

We work with a panel of over 35 different financial institutions, so you can be sure you won’t miss out on the best home loans for you. We do all the hard work of picking out the best options, saving you hours of research time.

Even better, there’s no charge to you for our advice on loans, or for our assistance with the application process. We are paid by the lender, but we are working in your best interests and we are transparent about our commissions.

How long does it take to get approval for a home loan?

The biggest delay in approving a home loan is usually the customer providing all the relevant documents!

Once we have all the paperwork, we can submit an application within a day. Approval usually takes another three to five days, subject to the Lenders’ turnaround times.

It’s always a good idea to get your home loan organised as early as possible in the process of buying a home. We recommend getting a pre-approval. It helps uncover any issues early and gives you confidence that you know what you can afford.